Individual Fee Type1:
Region2 LT EEA + UK International3
Account Activation Fee4 €5 €10 €10
Monthly Maintenance5 - Main FREE FREE €5
Internal Transfer FREE FREE FREE
Incoming SEPA FREE FREE FREE
Outgoing SEPA 0.03%, Min €0.5 0.03%, Min €0.5 0.05%, Min €0.5
Incoming International payment 0.1%, Min €15 0.1%, Min €15 0.1%, Min €15
Outgoing International payment 0.1%, Min €25 0.1%, Min €25 0.15%, Min €30
Currency Exchange System rate System rate System rate
EDD(high risk or compliance intensive individual)6 €50 €50 €50
Application Fee FREE FREE FREE
Additional Account7 €2 €2 €5
Paper Statement / Account Letter with IPU signature €30 €30 €30
Recall/ Return Payment €30 €30 €30
Minimum Balance €0 €0 €0
Account Closure FREE FREE €10
Priority Review9 FREE FREE €100
Transfer Cancellation - SEPA €10 €10 €10
Transfer Cancellation - SWIFT €20 €20 €20
Dormant Fee10 - Main Account Free Free Free
Account Re-activation Fee FREE FREE €10
Compliance-intensive Payment between High-Risk Areas/ Industries6 €15 €15 €15
Individual Fee Type1:
  1. Fee type – EUR or equivalent in other currencies.
  2. The region is determined by the client's residential address for individuals, or the business corporation address for corporate clients.
  3. International applies to users residing outside the European Economic Area (EEA), the United Kingdom, and Lithuania.
  4. Account activation fee is charged on the activation of the first account, by default, typically the Main account.
  5. Monthly maintenance fee is applied to each account (determine by account number).
  6. The determination of whether a client's industry or risk level is subject to Enhanced Due Diligence (EDD) or compliance intensive procedures is at the discretion of IPU‘s policy. If EDD is necessary, stated fee will be charged to cover the associated costs.
  7. The first Main account is free. Additional account fee pertains to the provision of an extra IBAN, for which an additional fee will be applied.
  8. The first MultiCurrency+ account is free. Additional MultiCurrency+ account fee pertains to the provision of an extra MultiCurrency+ account, for which an additional fee will be applied.
  9. Priority Review aims to expedite the processing of account applications, approval or denial is not guaranteed within a specific timeframe. Processing times may vary based on the completeness of the application, the availability of required documentation, and other factors deemed relevant by the institution.
  10. An account will be classified as dormant if there has been no customer-initiated transaction for a continuous period of 12 months. Customer-initiated transactions include, but are not limited to, deposits, withdrawals, payments, and transfers. Simply logging into the account without performing a transaction does NOT qualify as activity.
Corporate Fee Type1:
Region2 / Industry LT EEA + UK International3 Compliance intensive Industries6
Account Activation Fee4 €50 €100 €199 Application fee required
Monthly Maintenance5 - Main Account €5 €10 €10 €30
Monthly Maintenance5 - MultiCurrency+ €10 €10 €30 €30
Internal Transfer FREE FREE FREE FREE
Incoming SEPA FREE FREE FREE FREE
Outgoing SEPA 0.03%, Min €0.3 0.03%, Min €0.3 0.05%, Min €2 0.1%, Min €5
Incoming International payment 0.05%, Min €25 0.05%, Min €25 0.1%, Min €25 0.1%, Min €50
Outgoing International payment 0.1%, Min €30 0.1%, Min €30 0.15%, Min €30 0.3%, Min €70
Currency Exchange System rate System rate System rate System rate
EDD(high risk or compliance intensive business)6 €100 €200 €200 €500
Application Fee11 FREE FREE FREE €599
Additional Main Account7 €5 €10 €10 €30
Additional MultiCurrency+ Account8 €10 €10 €30 €100
Paper Statement / Account Letter with IPU signature €30 €30 €30 €30
Recall/ Return Payment €50 €50 €50 €50
Minimum Balance €0 €0 €0 €500
Account Closure FREE FREE €20 €100
Priority Review9 €50 €100 €300 €600
Transfer Cancellation - SEPA €15 €15 €15 €15
Transfer Cancellation - SWIFT €30 €30 €30 €30
Dormant Fee10 - Main Account €5 €10 €10 €10
Dormant Fee10 - MultiCurrency+ Account €30 €30 €30 €30
Account Re-activation FREE FREE €30 €50
Compliance-intensive Payment From High-Risk Areas/ Industries6 0.1%, Min €30 0.1%, Min €30 0.1%, Min €30 0.1%, Min €50
Corporate Fee Type1:
Region2 / Industry LT
Account Activation Fee4 €50
Monthly Maintenance5 - Main Account €5
Monthly Maintenance5 - MultiCurrency+ €10
Internal Transfer FREE
Incoming SEPA FREE
Outgoing SEPA 0.03%, Min €0.3
Incoming International payment 0.05%, Min €25
Outgoing International payment 0.1%, Min €30
Currency Exchange System rate
EDD(high risk or compliance intensive business)6 €100
Application Fee FREE
Additional Main Account7 €5
Additional MultiCurrency+ Account8 €10
Paper Statement / Account Letter with IPU signature €30
Recall / Return Payment €50
Minimum Balance €0
Account Closure FREE
Priority Review9 €50
Transfer Cancellation - SEPA €15
Transfer Cancellation - SWIFT €30
Dormant Fee10 - Main Account €5
Dormant Fee10 - MultiCurrency+ Account €30
Account Re-activation FREE
Compliance-intensive Payment From High-Risk Areas/ Industries6 0.1%, Min €30
Region2 / Industry EEA + UK
Account Activation Fee4 €100
Monthly Maintenance5 - Main Account €10
Monthly Maintenance5 - MultiCurrency+ €10
Internal Transfer FREE
Incoming SEPA FREE
Outgoing SEPA 0.03%, Min €0.3
Incoming International payment 0.05%, Min €25
Outgoing International payment 0.1%, Min €30
Currency Exchange System rate
EDD(high risk or compliance intensive business)6 €200
Application Fee FREE
Additional Main Account7 €10
Additional MultiCurrency+ Account8 €10
Paper Statement / Account Letter with IPU signature €30
Recall/ Return Payment €50
Minimum Balance €0
Account Closure FREE
Priority Review9 €100
Transfer Cancellation - SEPA €15
Transfer Cancellation - SWIFT €30
Dormant Fee10 - Main Account €10
Dormant Fee10 - MultiCurrency+ Account €30
Account Re-activation FREE
Compliance-intensive Payment From High-Risk Areas/ Industries6 0.1%, Min €30
Region2 / Industry International3
Account Activation Fee4 €199
Monthly Maintenance5 - Main Account €10
Monthly Maintenance5 - MultiCurrency+ €30
Internal Transfer FREE
Incoming SEPA FREE
Outgoing SEPA 0.05%, Min €2
Incoming International payment 0.1%, Min €25
Outgoing International payment 0.15%, Min €30
Currency Exchange System rate
EDD(high risk or compliance intensive business)6 €200
Application Fee FREE
Additional Main Account7 €10
Additional MultiCurrency+ Account8 €30
Paper Statement / Account Letter with IPU signature €30
Recall/ Return Payment €50
Minimum Balance €0
Account Closure €20
Priority Review9 €300
Transfer Cancellation - SEPA €15
Transfer Cancellation - SWIFT €30
Dormant Fee10 - Main Account €10
Dormant Fee10 - MultiCurrency+ Account €30
Account Re-activation €30
Compliance-intensive Payment From High-Risk Areas/ Industries6 0.1%, Min €30
Region2 / Industry Compliance intensive Industries6
Account Activation Fee4 Application fee required
Monthly Maintenance5 - Main Account €30
Monthly Maintenance5 - MultiCurrency+ Account €30
Internal Transfer FREE
Incoming SEPA FREE
Outgoing SEPA 0.1%, Min €5
Incoming International payment 0.1%, Min €50
Outgoing International payment 0.3%, Min €70
Currency Exchange System rate
EDD(high risk or compliance intensive business)6 €500
Application Fee11 €599
Additional Main Account7 €30
Additional MultiCurrency+ Account8 €100
Paper Statement / Account Letter with IPU signature €30
Recall/ Return Payment €50
Minimum Balance €500
Account Closure €100
Priority Review9 €600
Transfer Cancellation - SEPA €15
Transfer Cancellation - SWIFT €30
Dormant Fee10 - Main Account €10
Dormant Fee10 - MultiCurrency+ Account €30
Account Re-activation €50
Compliance-intensive Payment From High-Risk Areas/ Industries6 0.1%, Min €50
  1. Fee type – EUR or equivalent in other currencies.
  2. The region is determined by the client's residential address for individuals, or the business corporation address for corporate clients.
  3. International applies to users residing outside the European Economic Area (EEA), the United Kingdom, and Lithuania.
  4. Account activation fee is charged on the activation of the first account, by default, typically the Main account.
  5. Monthly maintenance fee is applied to each account (determine by account number).
  6. The determination of whether a client's industry or risk level is subject to Enhanced Due Diligence (EDD) or compliance intensive procedures is at the discretion of IPU‘s policy. If EDD is necessary, stated fee will be charged to cover the associated costs.
  7. The first Main account is free. Additional account fee pertains to the provision of an extra IBAN, for which an additional fee will be applied.
  8. The first MultiCurrency+ account is free. Additional MultiCurrency+ account fee pertains to the provision of an extra MultiCurrency+ account, for which an additional fee will be applied.
  9. Priority Review aims to expedite the processing of account applications, approval or denial is not guaranteed within a specific timeframe. Processing times may vary based on the completeness of the application, the availability of required documentation, and other factors deemed relevant by the institution.
  10. An account will be classified as dormant if there has been no customer-initiated transaction for a continuous period of 12 months. Customer-initiated transactions include, but are not limited to, deposits, withdrawals, payments, and transfers. Simply logging into the account without performing a transaction does NOT qualify as activity.
  11. Application Fee is charged upfront as part of the onboarding process. This fee is invoiced and to be paid prior to application review process.